Personal Insurance

Auto Insurance

Auto insurance provides financial protection for your vehicle and covers damages from accidents, theft, or natural events. It also includes liability coverage to protect you financially if you cause injury or damage to others.

Coverage Types

01

Liability Coverage

Covers bodily injury and property damage you cause to others in an accident.

02

Collision Coverage

Pays for damage to your vehicle from collisions with other vehicles or objects.

03

Comprehensive Coverage

Protects against non-collision events like theft, vandalism, and natural disasters.

04

Uninsured/Underinsured Motorist

Protects you when the other driver lacks sufficient insurance coverage.

05

Medical Payments (MedPay)

Covers medical expenses for you and your passengers after an accident.

06

Personal Injury Protection (PIP)

Covers medical costs, wage loss, and injury-related expenses regardless of fault.

Who Needs Auto Insurance?

Auto Insurance is designed for a variety of individuals and organizations. Find out if this coverage is right for you.

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Personal Vehicle Owners

Anyone who owns and operates a personal vehicle on public roads.

Commercial Fleet Businesses

Businesses that use vehicles for commercial operations.

Rideshare & Delivery Drivers

Drivers who use their vehicles for ride-sharing or delivery services.

What Affects Your Premium

01

Driving history and record

02

Vehicle type, age, make, and model

03

Geographic location and weather risk

04

Usage patterns and annual mileage

05

Selected coverage limits and deductibles

06

Credit history

Frequently Asked Questions

What types of auto insurance coverage are available?

Auto insurance includes liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, and personal injury protection. Your agent can customize a policy with the right mix for you.

Is auto insurance required by law?

Most states require minimum liability coverage. Requirements vary by state, so speak with an agent to ensure you meet your state's requirements.

Does my policy cover rental cars?

Many auto insurance policies extend coverage to rental vehicles. Check with your agent to confirm your specific policy details.

How are premiums calculated?

Premiums are based on factors including your driving record, vehicle type, location, coverage levels, and deductible choices.

We compare Auto rates from leading carriers

ProgressiveTravelersHartfordLiberty MutualSafecoHeritageUniversalNational GeneralNCJUAHagertyHalifax MutualForemostJohnson & JohnsonTower HillSageSureOrion 180OrchidJM WilsonFMCAB

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Our licensed agents will help you find the right auto coverage at the best rate. No obligation, no hassle.