Commercial Insurance

General Liability Insurance

General liability insurance provides essential financial protection for your business, covering expenses related to third-party injuries, property damage, and legal claims.

Coverage Types

01

Bodily Injury Liability

Covers medical expenses and legal fees if someone is injured on your business premises or due to your operations.

02

Property Damage Liability

Protection when your business operations cause damage to others' property.

03

Personal & Advertising Injury

Covers claims related to defamation, slander, or copyright infringement, protecting your business reputation.

04

Medical Payments

Pays for minor injuries on your premises, regardless of fault.

05

Products & Completed Operations

Coverage for injury or damage caused by your products or services after delivery or completion.

Who Needs General Liability Insurance?

General Liability Insurance is designed for a variety of individuals and organizations. Find out if this coverage is right for you.

Get a Personalized Quote

Small Business Owners

Any small business that interacts with customers or the public.

Contractors & Service Providers

Businesses that work on client properties or job sites.

Retailers & Restaurants

Businesses with physical locations that welcome customers.

What Affects Your Premium

01

Business size and industry risk level

02

Location and premises exposure

03

Coverage limits and deductibles

04

Claims history

Frequently Asked Questions

Does general liability cover employee injuries?

No, general liability insurance does not cover employee injuries. You need workers' compensation insurance for that.

What's the difference between general and professional liability?

General liability covers third-party bodily injury and property damage. Professional liability covers negligence and errors in your professional services.

How much coverage does my business need?

Coverage needs vary by industry and risk level. Most small businesses start with $1 million per occurrence. Your agent can help determine the right amount.

We compare General Liability rates from leading carriers

ProgressiveTravelersHartfordLiberty MutualSafecoHeritageUniversalNational GeneralNCJUAHagertyHalifax MutualForemostJohnson & JohnsonTower HillSageSureOrion 180OrchidJM WilsonFMCAB

Get Your General Liability Quote Today

Our licensed agents will help you find the right general liability coverage at the best rate. No obligation, no hassle.