Property Insurance

Short Term Rental Insurance

Short term rental insurance provides essential protection for property owners, covering potential damages, liability claims, and income loss that may arise from guest stays.

Coverage Types

01

Property Damage Coverage

Covers repair or replacement costs for damage caused by guests, whether accidental or from negligence.

02

Liability Coverage

Protects you against claims if a guest is injured on your property.

03

Loss of Income Coverage

Financial support if your property becomes uninhabitable and you lose rental income.

04

Contents Coverage

Protection for personal items, furnishings, and amenities in your rental property.

Who Needs Short Term Rental Insurance?

Short Term Rental Insurance is designed for a variety of individuals and organizations. Find out if this coverage is right for you.

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Vacation Rental Hosts

Airbnb, VRBO, and other platform hosts.

Landlords with Short-Term Tenants

Property owners offering temporary rental arrangements.

Property Management Companies

Companies managing multiple short-term rental properties.

What Affects Your Premium

01

Property type and location

02

Frequency of rentals

03

Coverage limits and deductibles

04

Amenities provided (pools, hot tubs, recreational equipment)

Frequently Asked Questions

Does it cover guest-caused damages?

Yes, short-term rental insurance generally includes coverage for damages caused by guests, whether accidental or due to negligence.

What if a guest is injured?

Your liability coverage protects you if a guest is injured on your property, covering medical expenses and legal costs.

Is rental income protected during repairs?

Many policies include loss of income coverage to compensate for rental income lost while your property is being repaired.

Is short-term rental insurance legally required?

While not always legally required, many rental platforms strongly recommend it, and it's essential for protecting your investment.

We compare Short Term Rental rates from leading carriers

ProgressiveTravelersHartfordLiberty MutualSafecoHeritageUniversalNational GeneralNCJUAHagertyHalifax MutualForemostJohnson & JohnsonTower HillSageSureOrion 180OrchidJM WilsonFMCAB

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Our licensed agents will help you find the right short term rental coverage at the best rate. No obligation, no hassle.