Terms of Service

Our platform facilitates online insurance quote requests and policy management. All insurance policies are subject to the terms and conditions of the individual policy and may not be available in all states.

Users may opt into SMS communications covering appointment reminders, order alerts, account notifications, and promotional updates. Message frequency varies based on subscription type. Standard carrier message and data rates apply. You can opt out at any time by texting "STOP" and will receive confirmation before messages cease.

You remain solely responsible for all information and content you submit through our website. BlackArrow Insurance does not assume any liability for user-submitted content. You warrant that you possess all necessary rights to any submissions you make.

You agree to use our website only for lawful purposes and in a manner that does not infringe upon the rights of others. Any activities that damage, disable, or impair the website are strictly prohibited.

Our services are provided "as is" and "as available" without any warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

BlackArrow Insurance shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the website or services.

You agree to defend, indemnify, and hold harmless BlackArrow Insurance and its affiliates from any third-party claims, damages, or expenses arising from your use of the website or violation of these Terms.

These Terms of Service are governed by and construed in accordance with the laws of the United States and the State of North Carolina, without regard to conflict of law principles.

These Terms constitute the entire agreement between you and BlackArrow Insurance regarding the use of our website and supersede all prior agreements and understandings.